Specialist retirement and wealth solutions for complex client needs

Helping advisers and their clients navigate wealth
preservation, cross-border planning and retirement solutions with confidence.

Our solutions at a glance

Retirement Solutions

Specialist retirement solutions designed to provide greater choice, confidence and long-term financial security.

Wealth Management and Preservation

Sophisticated international solutions for protecting, managing and transferring wealth across generations.

Pension Administration

Expert administration for personal, occupational and international pensions, underpinned by robust governance and responsive service.

SSAS

Bespoke pension structures for business owners and directors, combining investment flexibility with expert trustee oversight.

QROPS & QNUPS

International pension solutions for expatriates and globally mobile clients, delivered through established expertise in regulated jurisdictions.

Workplace Pensions

Trusted workplace pension services combining professional trusteeship, expert administration and strong member-focused governance.

Supporting advisers

We help advisers turn complex retirement and wealth planning needs into clear, practical solutions. From technical guidance and case support to specialist products and client-ready resources, our teams work alongside you at every stage.

01 Technical expertise when it matters

Access experienced specialists across pensions, retirement income, wealth structuring and cross-border planning to help you navigate complex cases with confidence.

02 Dedicated, responsive support

Work with accessible teams who understand your priorities, provide clear updates and help keep applications and client outcomes moving forward.

03 Specialist solutions for complex needs

Draw on a broad range of retirement, pension administration and wealth preservation solutions designed for clients whose needs fall outside the ordinary.

04 A partnership built around advisers

We listen to adviser feedback and use it to shape our service, product development and communications, supporting better experiences for you and your clients.

05 Resources that support client conversations

Use clear technical content, educational materials and marketing resources to explain options, strengthen recommendations and support informed client decisions.

Specialist retirement and wealth solutions for complex client needs

Our solutions at a glance

Retirement Solutions

Wealth Management and Preservation

Pension Administration

SSAS

QROPS & QNUPS

Workplace Pensions

Supporting advisers

01

Technical expertise when it matters

02

Dedicated, responsive support

03

Specialist solutions for complex needs

04

A partnership built around advisers

05

Resources that support client conversations

Why STM

35+ years of expertise supporting advisers and clients